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By Daja E. Henry<\/a>, Ila Wilborn<\/a> and Natrawn Maxwell<\/a> (#TeamAuthentic, NNPA DTU Journalism Fellowship)<\/em><\/strong><\/p>\n Participants of the workshop were taught the basics of making a budget, reading a credit report, and how to address credit errors. Leaders of the three organizations also hosted a pre-workshop meet and greet session.<\/p>\n \u201cI decided to join this workshop today because I am a culinary art student from Westside Works. On completion of my class I plan on opening up a food truck, I want to be a business owner and this workshop will help me fix my credit and, one day, I will be able to do that,\u201d explained Cecilia Rudrow, an English Avenue resident. \u201cIn this particular community, we don\u2019t have much, it\u2019s a great feeling to know that this program is giving the community a glimpse of hope. I\u2019m 51 years old now and never thought I\u2019d get this far, I never thought I\u2019d be sitting here talking to a financial advisor to help me turn my dreams into reality.\u201d<\/p>\n The Credit and Money Management program, a core focus of HOPE Inside, a financial empowerment model developed by Operation HOPE, is designed to transform disabling financial mindsets\u2014teaching people the language of money, how to navigate credit, and make better decisions with the money they have. Programming in the community will be expanded to include small business development and homeownership coaching in the coming months.<\/p>\n \u201cWe are proud to partner with Chick-fil-A and SunTrust, to bring meaningful impact to the residents of the Vine City community and beyond. Our vision is to create a stronger, more inclusive economy through financial empowerment \u2013 and financial dignity,\u201d said John Hope Bryant, the founder and CEO of Operation HOPE. \u201cThink of the difference our programs make in people\u2019s lives as they improve their credit scores by 100 points or more. Think about the impact on families and communities as more people and more local businesses succeed. And consider the new investments and jobs that come to communities where people are financially secure. \u201d<\/p>\n Quincy Springs IV, the franchisee and operator of theVine City Chick-fil-A, is a graduate of the small business development program offered at over 100 HOPE Inside locations across the nation, including three in Atlanta.<\/p>\n \u201cOne of the most important things that I understand is exposure, once people have an opportunity to see what\u2019s available and that they can attain what\u2019s available, I think they will gravitate towards it,\u201d Springs said. \u201cThis particular workshop provides that exposure to knowledge and the practical applications for the things that people want to access, so I think on the Westside, where a lot of individual people haven\u2019t had that exposure or that access, this workshop is extremely important.\u201d<\/p>\n SunTrust, a pioneer in offering HOPE Inside in its branches currently sponsors financial wellbeing coaches in 17 HOPE Inside branch locations throughout Georgia, Florida, Tennessee, North Carolina, Alabama, Maryland, and the District of Columbia, with a commitment for a total of 200 locations by 2020, including HOPE Inside SunTrust Bank in the Historic Westside Village.<\/p>\n \u201cAll three of our brands \u2014 HOPE, SunTrust, and Chick-fil-A \u2014 and purpose align so nicely, it\u2019s the perfect triangle,\u201d said Dana Barry, vice president for consumer banking at SunTrust Bank. \u201cI think with the upcoming community reinvestment in Vine City, this is a great opportunity for all three of us to come together to deliver something so important like financial literacy to the community.\u201d<\/p>\n [\/et_pb_text][et_pb_divider color=”#1c4693″ show_divider=”off” divider_style=”solid” divider_position=”top” hide_on_mobile=”on” disabled_on=”on|on|off” \/][et_pb_team_member name=”DAJA E. HENRY” position=”TEAM AUTHENTIC” image_url=”https:\/\/www.nnpa.org\/chevydtu\/wp-content\/uploads\/2018\/05\/group2_06.png” facebook_url=”https:\/\/www.facebook.com\/daja.henry1″ use_border_color=”off” twitter_url=”https:\/\/twitter.com\/dajaehenry” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.9″ saved_tabs=”all”]<\/p>\n Daja has been an intern at the Congressional Black Caucus, the New Orleans Tribune and Where Y’at Magazine, a participant in the National Association of Black Journalists (NABJ) Student Multimedia Project, a student at the Universidad Del Mar in Oaxaca, Mexico, and briefly, a crew member at McDonald\u2019s. Her latest read was A Mouth is Always Muzzled , detailing the effects of colonialism in Guyana and how art can be utilized in the development of a country.<\/p>\n [\/et_pb_team_member][et_pb_social_media_follow background_layout=”dark” follow_button=”on” _builder_version=”3.9″ saved_tabs=”all” text_orientation=”center”][et_pb_social_media_follow_network social_network=”facebook” url=”https:\/\/www.facebook.com\/daja.henry1″ skype_action=”call” bg_color=”#3b5998″ _builder_version=”3.9″ use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_position=”center” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” box_shadow_style=”none”]<\/p>\n Facebook<\/p>\n [\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”twitter” url=”https:\/\/twitter.com\/dajaehenry” skype_action=”call” bg_color=”#00aced” _builder_version=”3.9″ use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_position=”center” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” box_shadow_style=”none”]<\/p>\n Twitter<\/p>\n [\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”instagram” url=”https:\/\/www.instagram.com\/daja.henry\/” skype_action=”call” bg_color=”#517fa4″ _builder_version=”3.9″ use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_position=”center” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” box_shadow_style=”none”]<\/p>\n Instagram<\/p>\n [\/et_pb_social_media_follow_network][et_pb_social_media_follow_network _builder_version=”3.9″ social_network=”youtube” skype_action=”call” url=”http:\/\/youtube.com\/dajahenry97″ background_color=”#a82400″ use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_position=”center” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” box_shadow_style=”none”]<\/p>\n Youtube<\/p>\n [\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][et_pb_divider _builder_version=”3.9″ \/][et_pb_team_member _builder_version=”3.9″ name=”ILA WILBORN” position=”TEAM AUTHENTIC” facebook_url=”https:\/\/www.facebook.com\/wilbornmedia” twitter_url=”https:\/\/twitter.com\/ila_wilborn” image_url=”https:\/\/www.nnpa.org\/chevydtu\/wp-content\/uploads\/2018\/05\/group2_05.png” saved_tabs=”all”]<\/p>\n Ila Wilborn is on the President\u2019s List with over 200 community service hours in the Tallahassee community. Wilborn is also a published staff writer for The FAMUan , an active member of the National Association of Collegiate Scholars, Phi Sigma Theta National Honor Society, and the FAMU Chapter of NAACP.<\/p>\n [\/et_pb_team_member][et_pb_social_media_follow _builder_version=”3.9″ follow_button=”on” text_orientation=”center” background_layout=”dark”][et_pb_social_media_follow_network _builder_version=”3.9″ social_network=”facebook” skype_action=”call” url=”https:\/\/www.facebook.com\/wilbornmedia” background_color=”#3b5998″ use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_position=”center” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” box_shadow_style=”none”]<\/p>\n Facebook<\/p>\n [\/et_pb_social_media_follow_network][et_pb_social_media_follow_network _builder_version=”3.9″ social_network=”twitter” skype_action=”call” url=”https:\/\/twitter.com\/ila_wilborn” background_color=”#00aced” use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_position=”center” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” box_shadow_style=”none”]<\/p>\n Twitter<\/p>\n [\/et_pb_social_media_follow_network][et_pb_social_media_follow_network _builder_version=”3.9″ social_network=”instagram” skype_action=”call” url=”https:\/\/www.instagram.com\/ila.wilborn\/” background_color=”#ea2c59″ use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_position=”center” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” box_shadow_style=”none”]<\/p>\n Instagram<\/p>\n [\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][et_pb_divider _builder_version=”3.9″ \/][et_pb_team_member _builder_version=”3.9″ name=”NATRAWN MAXWELL” position=”TEAM AUTHENTIC” saved_tabs=”all” image_url=”https:\/\/www.nnpa.org\/chevydtu\/wp-content\/uploads\/2018\/05\/group2_04.png”]<\/p>\n Natrawn\u2019s love for journalism developed through his curiosity about other cultures, dance and technology. An academic tutor and captain of a dance team, Maxwell has also proven himself to be a leader and a true teammate. His resume includes working as media director for A. Bevy Collegiate Group, media consultant for ERA Wilder Realty and a creative contributor for the documentary Politics With Us<\/em>.<\/p>\n [\/et_pb_team_member][et_pb_social_media_follow _builder_version=”3.9″ \/][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section bb_built=”1″ fullwidth=”on” specialty=”off” prev_background_color=”#274ca0″][et_pb_fullwidth_post_slider posts_number=”21″ more_text=”READ MORE” use_manual_excerpt=”off” show_meta=”off” background_color=”rgba(0,0,0,0.53)” background_layout=”light” parallax=”on” use_text_overlay=”off” background_position=”top_left” auto=”on” auto_speed=”5000″ auto_ignore_hover=”on” arrows_custom_color=”#f4bc00″ dot_nav_custom_color=”#f4bc00″ header_text_color=”#f4bc00″ body_text_color=”#ffffff” meta_text_color=”#ffffff” custom_button=”on” button_text_color=”#f4bc00″ button_bg_color=”#1c4696″ button_border_color=”#f4bc00″ button_icon=”%%20%%” button_icon_color=”#f4bc00″ button_text_color_hover=”#e09900″ button_border_color_hover=”#e09900″ bg_overlay_color=”rgba(0,0,0,0.53)” include_categories=”154,152,153″ custom_padding=”||100px|” custom_padding_tablet=”|||” box_shadow_blur=”10px” box_shadow_color=”rgba(0,0,0,0.1)” _builder_version=”3.9″ \/][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" According to city data.com, the median household income for the Vine City area in 2016 was $25,130, well below the median income for Atlanta recorded as $49,398. Operation HOPE, SunTrust Bank, and Chick-Fil-A announced a new partnership meant to address this disparity through providing credit and money management coaching to residents of the Vine City community.<\/p>\n","protected":false},"author":1,"featured_media":4189,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[17,4,154,152,153,13,162],"tags":[108,169,164,26,167,141,171,166,170,25,163,165,72],"class_list":["post-4185","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-atlanta-voice","category-chevy-dtu","category-daja-henry","category-ila-wilborn","category-natrawn-maxwell","category-nnpa","category-team-authentic","tag-atlanta-voice","tag-daja-e-henry-howard-university","tag-daja-henry","tag-discover-the-unexpected","tag-discover-the-unexpected-2018","tag-education","tag-hbcus-and-the-black-press","tag-ila-wilborn","tag-ila-wilborn-florida-am-university-and-natrawn-maxwell-claflin-university","tag-national","tag-natrawn-maxwell","tag-team-authentic","tag-transportation"],"_links":{"self":[{"href":"https:\/\/www.nnpa.org\/chevydtu\/wp-json\/wp\/v2\/posts\/4185","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nnpa.org\/chevydtu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nnpa.org\/chevydtu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nnpa.org\/chevydtu\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nnpa.org\/chevydtu\/wp-json\/wp\/v2\/comments?post=4185"}],"version-history":[{"count":1,"href":"https:\/\/www.nnpa.org\/chevydtu\/wp-json\/wp\/v2\/posts\/4185\/revisions"}],"predecessor-version":[{"id":4190,"href":"https:\/\/www.nnpa.org\/chevydtu\/wp-json\/wp\/v2\/posts\/4185\/revisions\/4190"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nnpa.org\/chevydtu\/wp-json\/wp\/v2\/media\/4189"}],"wp:attachment":[{"href":"https:\/\/www.nnpa.org\/chevydtu\/wp-json\/wp\/v2\/media?parent=4185"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nnpa.org\/chevydtu\/wp-json\/wp\/v2\/categories?post=4185"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nnpa.org\/chevydtu\/wp-json\/wp\/v2\/tags?post=4185"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}